Lifelock is Bold, almost Arrogant Identity theft and fraud protection … But you’ll surely want them on your side
Overview
Identity theft is big business. If it hasn’t affected you yet, don’t worry because it will - unless you take the necessary precautions to protect it. Lifelock.com is a service that helps you to protect your identity - and is willing to do what it takes to help you should your identity ever be stolen.
Features
For a monthly fee, Lifelock.com takes care of:
- Setting fraud alerts on all three credit bureaus and repeating this request every 90 days
- Requests that your name be removed from all pre-approved credit and junk mail lists and follows up when the request has expired
- Requests free credit reports on your behalf from all three credit bureaus and has them sent directly to you
- WalletLock assistance is available to help you contact credit card issuers and other agencies if your wallet is ever lost or stolen
- Identity monitoring service scours known criminal websites for your personal information while address databases are scoured for changes to your address
- Identity theft help - $1,000,000 service guarantee - Should your identity be stolen, LifeLock is there to help you recover in the aftermath and is willing to spend up to $1,000,000 to do so. From hiring lawyers to replacing money lost due to identity theft, LifeLock’s guarantee is unprecedented.
Benefits
While many of the services that LifeLock performs are things that you can do on your own, using LifeLock to perform these services ensures that they get done. Most people forget that they can add fraud alerts. Then, they forget that these alerts expire after 90 days. With LifeLock, your identity is actively protected and followed up upon. In addition to identity protection, you’ll also enjoy less junk mail and peace of mind knowing that should you be the next ID theft victim, you have a powerful advocate on your side to help you recover.
How it Works
LifeLock charges a monthly fee for adults as well as plans for children who are also at risk for identity theft. Once enrolled, LifeLock proactively communicates with credit agencies and monitors known criminal and mailing databases to ensure that your information isn’t flowing where it shouldn’t. If your information is found, steps are immediately taken and you are notified of any compromises to your good name. Numerous features such as assistance in the aftermath of a stolen wallet and the $1,000,000 guarantee help you to recover should your identity be stolen despite the precautions.
Recommendations
Protecting your identity can be a do-it-yourself job - if you’re willing to work hard and proactively to constantly monitor credit activities. If you’d rather pay a small monthly fee and have the security offered by the million dollar guarantee, take a good hard look at the services of LifeLock.com.
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